Spolu
For families who travel together

Three families.
One chalet.
Who owes whom, sorted.

Spolu splits every grocery run, lunch and ski pass between whole families - by headcount, with children paying half, or in whatever ratio you agree on. No adding up receipts in the evening: after every expense you see who’s ahead, and at the end everyone knows who to pay and how much.

Create your first event How it works

Sign in with Google · works with no signal in the mountains · installs like an app

14–21 Feb 2026 · Morzine
Ski trip 2026
Total spent
€2,821.30
S The Smiths +€185.20
B The Browns +€107.90
T The Taylors −€293.10
Latest expenses
Ski school€150.00
Fuel, Geneva - Morzine€64.00
Dinner at the mountain hut€216.00
Ski passes for 3 days paid by the Browns · 9 people €945
Just 2 payments to settle up
The Taylors The Smiths €185.20
How it works

Three steps from the first receipt to the last transfer.

1

Create an event

Sign in with Google, add your family - adults and children - and invite the other families with a link.

2

Add expenses

The amount, who paid and who it’s for. Each family adds its own, and everyone sees everything live.

3

Send one link

Spolu works out the fewest transfers needed and, for euro payments, adds a SEPA QR code for your banking app - otherwise the bank details to copy.

Fair splitting

A five-year-old doesn’t eat as much as Dad.

For each family you enter adults and children separately. Food and shopping are split with children paying half by default, accommodation per head. Ski school just for the kids, wine just for the grown-ups - one tap.

  • ✓ Children pay less - you set how much
  • ✓ Adults only, children only, per family or a custom ratio
  • ✓ Accurate to the cent, no calculator or spreadsheets
Dinner at the mountain hut
€216.00
Kids pay less Everyone equally Adults only
2 + 2 kids€86.40
2 + 1 kid€72.00
2 adults€57.60
The SmithsThe BrownsThe Taylors
Adult €28.80 · child €14.40Paid by the Smiths
Live balance

After every receipt you know who’s ahead.

The Smiths+€185.20
The Browns+€107.90
The Taylors−€293.10
One link

A summary even Gran can open.

No app, no sign-in. Who owes whom, with a SEPA QR code straight into the banking app for euro payments.

The Taylors → The Smiths
€185.20

Like an app. Without the app store.

Spolu is a web app you add to your phone’s home screen with one tap.

Installs in a second

Tap “Add to Home Screen” and you’ve got an icon like any other app.

Works with no signal

No Wi-Fi at the chalet? Keep adding expenses - nothing gets lost.

Live sync

What one family adds, the others see a second later.

Not just money

Who brings the barbecue, who pays the deposit and when we leave.

Every event also has a shared plan and chat. Everything that would otherwise get lost in the family group chat is in one place - right next to the expenses.

Stay on top of deposits

Booked the chalet six months ahead? Add the deposit and Spolu reminds you before it’s due. Once it’s paid, tick it off and it’s split straight away, just like an expense.

Who brings what

The barbecue, the sledges, the shopping for the first evening. Every task has a family, a due date and a status. Whoever takes it on taps “I’ll take it”.

One chat for all the families

Messages, @mentions of families and reactions. Long-press a message to turn it into a task.

Notifications on your phone

A new message, a task for you or a deposit coming due. For each event you choose what you want to receive.

When you get there

Water park, hike, or just the beach? Decide together.

Put ideas with a link to the website and the map into the Program. Families vote, you put them on days, and on the day Spolu shows you the way. It works just as well when it’s only your family on holiday.

We’re in, Maybe, Not us

Each family answers with one tap, right in the chat too. You see at once what everyone likes and who hasn’t voted yet.

What it costs you

Enter the price for an adult and a kid and every family sees its own amount. The expense is then split only among those who went.

Tickets at hand

Attach the voucher PDF or the QR code for the entrance to the activity. Who buys the tickets is a task in the Plan. Add the activity to your calendar too.

On the day

The home screen shows what’s on today and who’s going. Start navigation with one tap.

For Claude users

Snap the receipt. Claude logs it.

Spolu has no AI of its own and won't - it stays free. If you use Claude, connect Spolu to it and Claude will log an expense from a receipt photo, tell you who owes whom, or add a to-do.

You confirm

Claude shows the expense with its split. Nothing is saved until you click.

Only what it needs

Claude can't delete anything, change bank details, invite people or send money. It always logs the expense for your own family.

On in a minute

In Claude, open Customize → Connectors → Add custom connector and paste the address below. Spolu asks for your consent, and you can disconnect any time.

Connector address https://mcp.spolu.top/mcp
receipt.jpg
Log this for the cabin, kids pay half
Expense draft · Spolu
Grocery run€86.40
Lake cabin · kids pay half
The Smiths€34.56
The Browns€28.80
The Taylors€23.04
Save expense
Together, but every family does its own bit

Invite families with one link. Everyone adds their own receipts.

Invite by link

Create an event and send the link to your group chat. The next family signs in with Google and they’re in.

The whole family joins in

Add your partner, kids and even Gran to your family. Any of them can add a receipt and everyone sees it straight away.

Four languages, any currency

In English, Slovak, Czech or Polish. An event can be in euros, koruna, złoty or any other currency. An expense paid in a different currency is converted at that day’s ECB rate. The payment QR code matches the payer’s bank: PAY by square, PayMe, QR Platba, a Polish bank QR code or SEPA.

Frequently asked questions

Does everyone need an account?

One person per family with a Google account is enough. You add the rest of your family with a link. Anyone can view the finished summary without signing in.

Is Spolu useful when it’s just our family going?

Yes. The program with ideas, days and navigation, your packing list, the trip and deposits all work for one family. You note expenses to see what the holiday cost. Invite another family later and voting and splitting switch on.

Will Spolu remind me about a deposit or a new message?

Yes. Turn on notifications and Spolu will let you know about new chat messages and tasks for your family, and remind you 7 days and 1 day before a deposit is due. On iPhone, add Spolu to your Home Screen first.

Who can see our expenses?

Only the families in that event. Your data is stored in a secure Google Firebase database in the EU, and invite links can’t be guessed.

How do we split costs with children?

For each family you enter adults and children. Each expense can then be split with children paying half, between adults only, between children only or in a custom ratio. Untick any family it doesn’t apply to.

Does it work offline?

Yes. At a chalet with no signal you keep adding expenses, and Spolu syncs the changes once your phone is back online.

Does it work outside Slovakia?

Yes. The app speaks English, Slovak, Czech and Polish, and an event can be in euros, Czech koruna, złoty or another currency. An expense paid in a different currency is converted at that day’s ECB rate. For euro payments to a SEPA account it shows a SEPA QR code; otherwise you get the bank details to copy.

Your next holiday together, without the Excel spreadsheet.

Create an event
Does Spolu use AI?

No, Spolu works without it and stays free. If you use Claude, you can connect Spolu to it - Claude can then log an expense from a receipt photo or tell you who owes whom. It can't delete anything or change payment details, and it only saves an expense after you confirm.